Application for Korean Benefits under the Agreement
If you have periods of coverage in Korea and Spain but don't have enough periods of coverage under the Korean pension system to qualify for Korean old-age pension benefits (age of 60 or age of 55 for the early old-age pension), you may be able to qualify for Korean benefits by totalizing Korean and Spanish periods of coverage.
- Please refer to the following details about requirements for entitlement classified by types, eligible persons, the method of filling out the forms and required documents.
- A claimant must submit an "Application for Korean Benefits under Social Security Agreement" to the NPS in Korea or to the relevant Agency in Spain.
- At the time of applying for benefits by mail, we recommend that you are fully aware of the requirements for the Benefit Application by contacting the NPS by phone. In this way, you will ensure the proper preparation of the documents and avoid any unnecessary delays in payments.
- You can download the forms of "Application for Old Age/Divided Pension", "Application for Disability/Survivor Pension" and "Application for Lump Sum Refund, etc" under the Korea-Spain Social Security Agreement" from our web-site, get them at the NPS's regional office or the relevant Spanish competent institution.
Old-age Pension
- 1. Eligible Persons
If you meet the following conditions for the benefits by totaling Korean national pension periods of coverage and Spanish periods of coverage, you may be able to apply for the Korean old-age pension under the Social Security Agreement.
Type | Totalized period of Coverage | Age of the first benefit payment | Other Cases |
---|---|---|---|
Old-age Pension | 10 years or more | age of 60 | less than 65, not engaged in income-earning activities |
10 years or more | age from 60 to 65 | less than 65 and engaged in income-earning activities | |
Early Old-age Pension | 10 years or more | age of 55 | less than 65, not engaged in income-earning activities |
¡Ø The Korean national pension is gradually rising to age 65 by 2034
- 2. Filling out the Application Form and Required Documents
If you want to apply for an old-age pension, you must fill out A (General information), B (Application for an Old-age Pension), D (Method of Payment of Benefit), F (To be signed by the applicant) on the "Application for Old Age/Divided Pension" under the Social Security Agreement" and submit it with the following required documents.
- [ Required documents ]
- Your ID, such as an Alien Registration Card, together with your passport or your Resident Registration Card
- A copy of your Korean bank account information
- ¡Ø If you prefer an overseas remittance, you must fill out the Overseas Remittance section D (Method of Payment of Benefit) and submit a copy of your foreign bank account information.
- In the case of Early Old-age Pension
- - If you are an employee: an Employment Contract (Verification of Employer) or a Receipt for Earned Income Tax Withholding (record of your salary or bank account where your salary is deposited into, etc.) is also required.
- - If you are an employer: a Certificate of Suspension or Cessation of Business, or documentation to confirm suspension or cessation is also required.
- If you have any dependents supported by you,
- - Documents to confirm your family relations: a Family Relations Certificate (a copy of Household Resident Register), a copy of the Registration of Korean National Residing Abroad, verification of residence, verification of de facto marriage status, etc.
- - Documents to confirm your dependence status: a Certificate of Studentship, a Certificate of Holding Office, a Certificate of Medical Care, a copy of the Certificate of Business Registration, a copy of the Building Registration Certificate, documents to confirm special reasons for living separately, a remittance statement of the financial institution (communications and portal services), etc.
- - Documents to confirm your disability: a medical report of disability under the Agreement (a Spanish medical report is acceptable)
- ¡Ø If you have a certificate of disability registration falling under the 1st or 2nd degree based on the Korean Welfare of Disabled Persons Act prior to the date on which reasons of payment occur (e.g., the date when an old-age pensioner reaches pensionable age, when a disability pensioner has finished his/her medical treatment or a year and a half have passed since the first medical examination, or in the case of survivor pension, when the person who is/was a contributor dies), it is considered a document of verification of disability.
Divided Pension
- 1. Eligible Persons
If you had lived with your ex-spouse for 5 years or more while your spouse was paying contributions, and your spouse is a beneficiary of old-age pension under the social security agreement, you may apply for a divided pension if you meet the following conditions for the benefits.
- [ You are entitled to the payment of benefits ]
- (1) When you become 60 years of age after having divorced an old-age pensioner.
- (2) When you divorce an old-age pensioner after turning 60 years of age.
- (3) When your ex-spouse acquires old-age pension entitlement after you become 60 years of age.
- (4) When you become 60 years of age after your ex-spouse has acquired old-age pension entitlement.
- 2. Filling out the Application Form and Required Documents
If you want to apply for a divided pension, you must fill out A (General information), C (Application for a Divided Pension), D (Method of Payment of Benefit), F (To be signed by the applicant) on the "Application for Old Age/Divided Pension" under the Social Security Agreement" and submit it with the following required documents.
- [ Required Documents ]
- Your ID, such as an Alien Registration Card, together with your passport or your Resident Registration Card
- A copy of your Korean bank account information
¡Ø If you prefer an overseas remittance, you must fill out the Overseas Remittance section D (Method of Payment of Benefit) and submit a copy of your foreign bank account information. - If you are a Korean national: documents to confirm your divorce such as a Family Relations Certificate (Certificate of Marital Relations), etc.
- If you are a foreign national or a Korean national living overseas: documents to confirm the periods of marriage and occurrence of divorce such as a certificate of marriage, a certificate of residence report of overseas Korean nationals, or a confirmation of residence.
Disability Pension
- 1. Eligible Persons
If you have periods of coverage in Korea and become disabled while you are covered under the Spanish pension system, you may apply for the Korean disability pension under the Social Security Agreement. - 2. Filling out the Application Form and Required Documents
If you wish to apply for a disability pension, you must fill out A (General information), B (Application for a Disability Pension), D (Method of Payment of Benefit), F (To be signed by the applicant) on the "Application for Disability/Survivor Pension" under the Social Security Agreement"and submit it with the following required documents.
- [ Required documents ]
- Your ID, such as an Alien Registration Card, together with your passport or your Resident Registration Card
- A copy of your Korean bank account information
¡Ø If you prefer an overseas remittance, you must fill out the Overseas Remittance section D (Method of Payment of Benefit) and submit a copy of your foreign bank account information. - Documents to verify your history of disability
- - Documents sent by the Spanish agency in relation to your disability(Medical report of disability, X-ray, CT or MRI film, etc.)
- - A Medical report that verifies disability (This form was established under the social security agreement between Korea and Spain. It is to be used if the documents from Spain are not sufficient)
- If the accident occurred while you were working
Documents to confirm whether you are eligible for compensation under the Industrial Accident Compensation Insurance Act, the Labor Standard Act or the Seamen Law - If you receive compensation from a person who caused you harm, you need the related documents
- - The decision of the court or a copy of the settlement reached with the person who caused your disability
- If you have any dependents supported by you,
- -Documents to verify your family relations: a Family Relations Certificate (a copy of Household resident register), a copy of the Registration of Korean National Residing Abroad, Verification of Residence, Verification of de facto marriage status, etc.
- - Documents to confirm your dependence status: a Certificate of Studentship, a Certificate of Holding Office, a Certificate of Medical Care, a copy of Certificate of Business Registration, a copy of the Building Registration Certificate, documents to confirm special reasons for living separately, a remittance statement of the financial institution (communications and portal services), etc.
- - Documents to confirm your disability: a medical report of disability under the Agreement (a Spanish medical report is acceptable)
Survivor Pension
- 1. Eligible Persons
A surviving dependent of the person who meets the following conditions can apply for a survivor pension.
- [Surviving dependents are entitled to the payment of benefits ]
- (1) When a person with insured periods under the Korean National Pension Scheme dies while he/she was covered under the Spanish pension system.
- (2) When a person with total insured periods of 10 years or more under the Korean and the Spanish pension systems dies after losing insured status.
- (3) When a person with total insured periods of less than 10 years under the Korean and the Spanish pension systems dies due to disease or injury that occurred during the insured period within 2 years after the first medical examination which is made during the insured period or within 1 year after that person's insured status was discontinued.
- (4) When a person who is a beneficiary of the old-age pension or the disability pension with 1st or 2nd degree of disability under the Agreement dies.
- 2. Filling out the Application Form and Required Documents
If a person wants to apply for a Survivor Pension, he/she must fill out A (General information), C (Application for a Survivor Pension), D (Method of Payment of Benefit), F (To be signed by the applicant) on the "Application for Disability/Survivor Pension" under the Social Security Agreement" and submit it with the following required documents.
- [Required documents]
- Your ID, such as an Alien Registration Card, together with your passport or your Resident Registration Card
- A copy of your Korean bank account information
¡Ø If you want overseas remittance, you must fill out the Overseas Remittance section D (Method of Payment of Benefit) and submit a copy of your foreign bank account information. - Documents to confirm the beneficiary's death
- - A Family Census Register, a medical report of death, a confirmation of the corpse, a certificate of death
- Documents to verify your family relations: a Family Relations Certificate, a Certificate of Marital Relations, a copy of the Registration of Korean National Residing Abroad, Verification of Residence, Verification of de facto marriage status, etc.
- Documents to confirm your surviving dependence status: a Certificate of Studentship, a Certificate of Holding Office, a Certificate of Medical Care, a copy of the Certificate of Business Registration, a copy of the Building Registration Certificate, documents to confirm special reasons for living separately, a remittance statement from the financial institution (communications and portal services), etc.
- Documents to confirm disability: a medical report of disability under the Agreement (a Spanish medical report is acceptable)
- Documents to show the result of the first medical examination
- - A medical report of death, a confirmation of the corpse, a certificate of death and other documents to confirm the first medical examination. (if a Korean national dies in Korea, a report for health insurance medical examination and treatment, etc. is required)
- If the accident occurred while working
- - documents which verify whether you are eligible for compensation under the Industrial Accident Compensation Insurance Act, the Labor Standard Act or the Seamen Law
- If you receive compensation from a person who caused you harm, you need the related documents.
- - the decision of the court or a copy of the settlement reached with the person who caused your disability.
Lump-sum refund
- Spanish nationals are not entitled to a Korean lump-sum refund in accordance with the Agreement.
¡Ø Other information regarding the lump-sum refund is available on our website -> National Pension -> National Pension Scheme -> Foreigners and Lump-sum Refund
Application for Spanish Benefits under the Agreement
- 1. Eligible Persons
If you are eligible for the Spanish pension by totalizing the periods of coverage under the Korean and the Spanish pension systems, you are able to apply for Spanish benefits.
(However, conditions of benefits vary depending on the type of benefits.) - 2. Filling out and Submitting the Application Form
A claimant can apply for Spanish pension benefits by contacting the Korean National Pension Service or through the following competent institution of Spain.
- The National Social Security Institute (INSS)(http://www.seg.social.es)
- The Social Marine Institute (ISM) (http://www.seg.social.es)
¡Ø Information on our website is a general guide. You can obtain detailed information from the relevant competent institutions in Spain.